One of the million tiny moving related details I need to deal with is figuring out is what to do with my important documents. They are all in a fire-resistant lock box at my parents house, but won't do when I live several hours away instead of half an hour from home. Putting them into the new. larger, fire-resistant, electronic media rated, waterproof filing box I bought my mother for her birthday today isn't an option. (Happy birthday, Mom. Please quit reading my blog.)
Nothing I need to store is irreplaceable. It would be a hassle to get new copies of my birth certificate, passport, social security card, immunization records, and savings bonds, but it could be done. Really, my losing those things if I don't have a designated place to store them is probably a greater risk than theft, fire, or other natural disaster.
I could just stick them in my accordion file and forget about it. That would keep things organized, and it wouldn't cost anything. However, it might fall into the cheap rather than frugal category since a firesafe is fairly inexpensive and would provide better protection.
A safe deposit box at a bank would be an even more secure storage place than a cheap firesafe, but then I'd have to pay the bank every year instead of making a one-time purchase. Also, in addition to making my documents less accessible to thieves, a safe deposit box would make my documents less readily available to me. Just because I probably won't ever develop a sudden need for my passport at 2 a.m. on a Sunday doesn't mean I like the idea of not being able to get it at all times.
Where do you keep all of the papers you rarely use but mustn't lose?